Comparative Analysis of Banking Financial Performance: Evidence From Indonesia

Abstract

This research empirically explores the financial performance results of Indonesia Stock Exchange listed companies for seven years for the period 2010 to 2017 between PT BTN,Tbk (Persero) and PT BRI,Tbk (Persero). The financial ratio used consists in the ratio of capital adequacy, net profit margin, returns on assets, non-performing loans and deposit-related loans. This study only used a sample of two conventional banking companies in Indonesia, namely PT BTN,Tbk (Persero) and PT BRI,Tbk (Persero). Results from this research show that the PT BRI,Tbk (Persero) variabel Net Profit Margin, variabel Return on Asset Ratio, variabel Loan on Deposit, and variabel Capital Adequacy Ratio is better than PT BTN,Tbk (Persero). However, for variabel Non-Performing Loans, PT BTN,Tbk (Persero) is better than PT BRI,Tbk (Persero).